Sangla Título

Sangla Título, unlock the value of your property

Use your land or house title (TCT, OCT, or CCT) as collateral to explore financing for a business, education, housing, or another major goal. You keep using your property while you pay, subject to the partner's terms.

Indicative add-on rateFrom 0.99%per month
TermUp to 10 yrs120 months
Loanable amountUp to ₱100Msubject to appraisal

Free initial inquiry. Final amount, rate, fees, term, and approval are determined by the financing partner.

Property title, keys, and home
Why Sangla Título?

Bigger funds, while you keep your property

  • Explore a larger loanable amount backed by property collateral.
  • An indicative add-on rate from 0.99% monthly, subject to partner evaluation.
  • Keep possession and use of your land or house while you pay, subject to the agreement.
  • Free initial assessment and guidance on the required documents.
See an estimate
Property title and house keys
You can use it for

For any major expense

A property-backed amount for bigger needs, subject to partner approval.

Business capital

Start or expand a business.

Tuition and education

School fees or review classes.

Housing improvements

Build, repair, or improve a home.

Consolidation

Review a way to consolidate debt.

Simple as that

How it works

Our team coordinates the assessment and partner review.

01

Prepare your title

Have the TCT, OCT, or CCT and supporting ownership documents ready.

02

Ask for an assessment

Tell us about the property and the amount you need.

03

Appraisal and review

We coordinate appraisal and endorse your case to a financing partner.

04

Review the offer

If approved, review all terms and charges before signing and release.

Start N' Go is a financing broker. The partner makes the credit decision.

Checklist

What do you need?

Typical documents for a property-backed assessment.

Valid government IDOne or two IDs, as required by the partner.
Land titleThe TCT, OCT, or CCT offered as collateral.
Tax declarationA recent declaration and real property tax receipt.
Proof of incomePayslips, ITR, statements, or business records.
Lot or vicinity planFor property appraisal and verification.
Contact detailsAn active mobile number and email address.

Note: Loanable amount depends on property appraisal. Requirements vary by financing partner and property.

Compute your monthly

Estimate your monthly payment

See an indicative add-on payment before asking for an assessment.

₱300,000–₱100 million, subject to appraisal.

Term
Estimated monthly—

Choose a term to calculate.

Requested amount
—
Term
—
Add-on rate / month
—
Indicative processing fee
—
Total installments
—
Ask for an assessment

Estimate only at the published as-low-as rate. A 5% processing fee, appraisal, and other charges are excluded from installments. Final terms depend on the property and financing partner.

Frequently asked questions

Got questions?

Ask our team about your title and the partner's current requirements.

Chat with us
Which titles may be assessed?

A clean TCT, OCT, or CCT may be assessed. If it is not under your name, the owner’s consent or a special power of attorney may be required.

How much could I borrow?

It depends on the property's appraised value and the financing partner's evaluation. The published maximum is up to ₱100 million; no amount is guaranteed.

Can I keep using my property?

Generally, yes. You keep possession and use of your land or house while paying, subject to the financing agreement. The title is pledged as collateral.

What does the estimate include?

It shows indicative add-on installments at the as-low-as 0.99% monthly rate. The 5% processing fee, appraisal, and other charges are separate.

Can I use the car-loan pre-qualification form?

That form collects car-loan details. For Sangla Título, please send a property inquiry so our team can arrange an assessment.

Ready to start? Let's go.

Tell us about your property. An initial inquiry is free, with no obligation.

Endorsed to multiple financing partners. We help you understand the next steps; a partner makes the final financing decision.